Sitepu, Sri Nathasya, Monika Teguh, Helena Sidharta, and Deandra Vidyanata. “Pendampingan Strategi Pengelolaan Keuangan UMKM Kecamatan Pakal Kota Surabaya ”. Madaniya 6, no. 1 (February 24, 2025): 238-246. Accessed October 10, 2026. https://madaniya.biz.id/journals/contents/article/view/1121.